Life Event Financial Planners in the Great lakes Bay region & Beyond

Your Financial Life Made Easier.

Serving the Great Lakes Bay region including Saginaw, Midland and Bay City. Connect with us conveniently—schedule your consultation in-person or via Zoom  from anywhere in Michigan.
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Proudly Serving the Great Lakes Bay Communities with Combined Experience Over 35 Years!

Chart your course. realize your dreams

How Can We Simplify Your Path to Financial Success?

As an independent financial agency, we’re deeply rooted in the Great Lakes Bay Region. Our mission is to provide guidance that’s both reliable and approachable, focusing on building long-term relationships founded on trust and transparency.

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What We Offer

Which of Our Services Can Help You Reach Your Goals?

At Great Lakes Bay Financial, You can count on us for honest advice, straightforward communication, and a commitment to your financial well-being, ensuring you feel confident and prepared for whatever lies ahead.

See Our Services
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Loan management and analysis service

Optimize your loan portfolio with AI-driven insights to reduce costs and improve financial flexibility.

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High interest cash account

Earn more on your cash with a high-yield, low-fee account offering competitive interest rates and enhanced FDIC insurance coverage

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Health Care Planning

Secure the best health coverage and tax-saving strategies for your needs, from ACA plans to Medicare.

At Great Lakes Bay Financial, You can count on us for honest advice, straightforward communication, and a commitment to your financial well-being, ensuring you feel confident and prepared for whatever lies ahead.

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College Planning

Find the best financial aid, scholarships, and savings strategies to make higher education affordable.

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Tax Planning

Build a customized plan to grow, protect, and manage your wealth—designed for your unique goals and future.

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Estate Planning

Ensure your legacy is protected with wills, trusts, and strategic asset distribution.

At Great Lakes Bay Financial, You can count on us for honest advice, straightforward communication, and a commitment to your financial well-being, ensuring you feel confident and prepared for whatever lies ahead.

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Retirement Distribution Planning

Make your retirement savings last with smart withdrawal strategies and tax-efficient planning

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Insurance Risk Management

Identify coverage gaps and reduce risk with a comprehensive review of your auto, home, and liability policies.

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Fiduciary Annuity and Insurance Market Place

Access transparent, low-cost annuities and insurance solutions to create a secure retirement income stream.

OUR APPROACH

How Can We Empower Your Strategy?

At our agency, we believe financial planning should be approachable, easy to understand, and tailored to each client’s unique journey. Whether you’re new to financial planning, preparing for retirement, or looking to build a more secure future, we’re here to guide you at every stage. With our independent perspective, we focus on crafting personalized solutions that help you make informed choices about your finances.

Proudly Serving Midland, Saginaw & Bay city, Michigan

Invested in Our Community’s Future

We’re more than a financial agency; we’re part of the Saginaw community. From supporting local events to partnering with organizations that make a difference, we believe in giving back to the place we call home. Our commitment to Saginaw goes beyond financial services—we’re here to foster growth, stability, and prosperity for our neighbors and future generations.
Understanding the Options

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Life Insurance: Why Starting Young is Key

Life Insurance: Why Starting Young is Key

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